Category: Financial Planning
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Life insurance isn’t just a policy—it’s protection for everything you’ve built. Your income, your home, your business, your family’s future—all of it depends on you showing up tomorrow. Yet most people don’t have enough coverage to replace their income or preserve their legacy if something happens. Some have no coverage at all. The truth is,…
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Losing someone you love is a moment that forever changes your life. When an inheritance follows, it can feel overwhelming. A gift like this is deeply personal, and knowing where to invest inherited money becomes more than just a financial decision. It becomes a responsibility—one that deserves thoughtful planning, not guesswork. Many people feel the…
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Retirement isn’t the end of the financial journey—it’s a critical transition that requires just as much strategy as the years spent saving. For those on the brink of retirement, how you withdraw your savings can make or break your financial independence. It’s not enough to have a large nest egg. You need a plan to…
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Congress may debate the future of the estate tax, but families with real wealth don’t wait to see how the vote goes. An ILIT (Irrevocable Life Insurance Trust) estate planning strategy remains one of the most reliable ways to protect your legacy—regardless of shifting laws. Today’s proposals to repeal estate taxes sound promising, but history…
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When tax season rolls around, couples face a decision that can have a big impact on their finances: should they file jointly or separately? Most married couples default to filing jointly—and with good reason. But there are cases where “Married Filing Separately” (MFS) isn’t just a technical option, it’s a smart financial safeguard. The challenge…